Updated: April 27, 2022

Mortgage Payments

A wealth of information about mortgage payments across an extensive range of articles

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If you need to apply for a mortgage, it’s a good idea to find out exactly how much you can borrow and what the repayments will be before you start off.

Read through our articles below to learn more about mortgage affordability, how to stretch your income, how mortgage repayments are calculated and more.

How Much Can You Borrow on a Mortgage?

Learn how mortgage affordability works, which income multiples lenders use and how the right mortgage broker can help you stretch your maximum borrowing.

£1,000 Per Month Mortgages

Find out how much you can borrow if you have £1,000 per month for mortgage repayments, how a broker can reduce your monthly costs and more.

£1,500 Per Month Mortgages

Learn what size mortgage you could get if you can afford to make mortgage payments of £1,500 per month, plus which factors affect this.

£2,000 Per Month Mortgages

This guide explains what kind of mortgage you’d qualify for if you can afford payments of £2,000 per month and how this is calculated.

Mortgage Based on Three Times Income

How to get a mortgage based on three times your salary, which lenders offer this and how a broker can help you get the best deal.

Mortgage Based on 4.5 Times Income

Find out how to get a mortgage based on 4.5 times salary and how to stretch your income further if you need to borrow more.

Mortgage Based on 5-5.5 Times Income

How to stretch your mortgage borrowing beyond the standard 4.5 times income multiple most lenders use and how a broker can help with this.

Mortgage Based on 6 Times Income

Read our guide to find out how you could potentially stretch your mortgage borrowing to 6 times your salary, an income multiple that’s scarcely available.

£200,000 Mortgages

How to get a £200,000 mortgage, how much deposit you’ll need, what the repayments will be and how a broker can help you save money.

Can’t Afford a Mortgage

Read our guide if you think you can’t afford a mortgage - with a broker’s help, your maximum borrowing might stretch further than you assumed.

FCA Disclaimer

*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms that are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.

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