Updated: May 30, 2023
We have all the information you'll need across a host of different articles about different forms of deposit ready for your mortgage application.
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In the vast majority of cases, you won’t get a mortgage without some form of deposit, but how much you need and where it can come from varies across the market.
With this in mind, it’s a good idea to do some research before you apply for your mortgage. We’ve got you covered here, as our articles below compile everything you need to know about mortgage deposits, including how much you’ll need, what sources are acceptable and more.
A Guide to Mortgage Deposits
All you need to know about mortgage deposits, including what amount lenders insist on, where your funds can come from and how to evidence them.
Second Home Mortgage Deposits
Find out how much deposit you will need to put down if you’re getting a mortgage to buy a second home, and what variables affect this.
Bad Credit Mortgage Deposits
Here you’ll learn how much extra mortgage deposit you will need to put down to get approved by a lender if you have bad credit.
Gifted Mortgage Deposits
Everything you need to know if you’re applying for a mortgage with a gifted deposit, including which lenders might approve you and more.
Large Mortgage Deposits
How to get the best mortgage deal if you have a large deposit and how the right broker can make that money go further.
Buy-to-Let Mortgage Deposits
A complete guide to buy-to-let mortgage deposits, including how much lenders ask for, where the funds can come from and how to evidence their origin.
Using a Loan for a Mortgage Deposit
Find out how you can borrow money to fund your mortgage deposit, which lenders accept this and how a broker can boost your chances of approval.
Low Deposit Mortgages
A rundown of your options if you’re applying for a mortgage with a low deposit, including schemes you could use and how a broker can help.
No Deposit Mortgages
Find out what your options are if you need a mortgage but don’t have any deposit to put down, and how a broker can help.
Mortgages for Concessionary Purchase Homes
How to get the right advice if you are getting a mortgage to buy a concessionary purchase property
Mortgage Deposit Requirements
Find out how much deposit you need to get the best mortgage deal and how to evidence these funds
Deposit Unlock Mortgages
Essential reading for anyone applying for a mortgage through the Deposit Unlock scheme
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