Updated: February 14, 2022

Mortgage Deposits

We have all the information you'll need across a host of different articles about different forms of deposit ready for your mortgage application.

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In the vast majority of cases, you won’t get a mortgage without some form of deposit, but how much you need and where it can come from varies across the market.

With this in mind, it’s a good idea to do some research before you apply for your mortgage. We’ve got you covered here, as our articles below compile everything you need to know about mortgage deposits, including how much you’ll need, what sources are acceptable and more.

FCA Disclaimer

*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms that are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.

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