Employment Types and Mortgages
It’s possible to get a mortgage in all kinds of uncommon professions. Read through our articles below to learn more about how your employment type can affect your mortgage eligibility.
What is your employment status?
No impact on your credit score
The way you earn a living can have a major impact on your mortgage prospects as lenders tend to favour some employment types over others. For example, you’re likely to have more options if you’re in a PAYE job compared to someone who’s paid in overseas currency.
While some lenders prefer certain working capacities over others, it’s possible to get a mortgage in all kinds of uncommon professions. Read through our articles below to learn more about how your employment type can affect your mortgage eligibility.
Employment Types Guide
A complete overview of the different employment types UK mortgage lenders accept and how to get the best deal based on your trading style.
Mortgage on benefits
How to get a mortgage if you’re income is made up primarily of benefits, or you want to use them in addition to a salary.
Proving Your Income for a Mortgage
How to prove your income for a mortgage, including what evidence lenders will ask for and how to evidence your mortgage deposit funds.
Company Director Mortgages
Learn about the mortgage options available if you’re a company director and find out how to get the best deal if this is how you earn a living.
How to get a mortgage if you’re on low income, including which support schemes you could apply for and how the right broker can help you.
Mortgage With a Fixed-Term Contract
How to get the best mortgage deal if you’re a fixed-term contract worker, plus how the right mortgage broker can make this possible.
Mortgage Based on Rental Income
A complete guide for anyone who wants to buy a property using rental income from an investment property for the lender’s affordability assessment.
Mortgage on Maternity Leave
How to get a mortgage on maternity leave, covering everything from the lending criteria to getting a deal based on your full-time wage.
Find out how to get the best mortgage deal if you earn stipend income and want to declare it during the lender’s affordability assessments.
A complete rundown of your options if you’re looking for a mortgage as a contractor, covering lending criteria, deposit requirements and much more.
Mortgages for Students
How to get a mortgage as a student, what criteria you need to meet and how to access the right advice along the way
Getting a Mortgage With Foreign Income
All you need to know if you are applying for a mortgage with foreign income, including how a broker can help with this
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