Updated: December 08, 2021

Apply for a Mortgage

We have all the information you'll need across a host of different articles about the mortgage application process.

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A Guide to Applying for a Mortgage

Go here for an overview of the mortgage application process, including what it involves, what documents you’ll need and how to get help with your application.

Joint Mortgages

Everything you need to know about joint mortgage applications, including how much the two of you can borrow, how your application will be assessed and more.

Joint Borrower, Sole Proprietor Mortgages

All you need to know about applying for a joint borrower, sole proprietor mortgage, including which lenders offer these arrangements, how to get one and more.

Getting an Agreement in Principle

A complete guide to agreements in principle, including how to get one, what purpose they serve and what to do if you’ve been rejected for one.

Change of Circumstances

Find out what happens to your mortgage application if your circumstances have changed since you got started, including what options you have and more.

Foreign National Mortgages

How to apply for a mortgage as a foreign national, including what visa type you’ll need, what documents are needed and where to get professional advice.

Can a Mortgage Cover Stamp Duty?

Find out whether you can put your stamp duty charges onto your mortgage debt and read up on the pros and cons of doing this.

Joint Mortgages With Family

Find out how to get a mortgage if you’re applying with one or more family members, including what deals you could take advantage of and more.

Applying for a Mortgage in Scotland

A comprehensive guide to mortgage applications in Scotland, including how the market up there is different to the rest of the UK and much more.

Final Credit Checks

Learn what the final credit checks for a mortgage involve, how to boost your chances of passing them and what to do if you fail them.

FCA Disclaimer

*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms that are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.

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