Mortgages for the Self-Employed

We have all the information you'll need across a host of different articles about self-employed mortgages.

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Self-employed people can pretty much apply for the same mortgages as those in full-time jobs, but the way your income is assessed will be different and can determine the deal you get.

Some mortgage lenders understand the needs of the self-employed really well and specialise in customers like you, while others don’t. Getting the best deal available is a case of finding the right lender, and this is where we come in! Take a look through our articles below to learn everything you need to know about getting a mortgage if you’re self-employed.

FCA Disclaimer

*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms that are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.

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