Updated: April 20, 2022

Equity Release

A wealth of information about equity release across an extensive range of articles

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If you’re over the age of 55, equity release allows you to release the money tied up in your property to be used for whatever reason you wish. You can choose whether to receive these funds as one lump sum, installments or as a combination of the two.

By reading through our articles below, you will gain a full understanding of how equity release works, whether it’s the right option for you, what the limitations may be and where to look for the right guidance.

A guide to equity release

Everything you need to know about equity release. How it works, who qualifies, how to get the best deal and who to turn to for advice.

Equity release Age Limits

All of the key details you need to know about the age limits for equity release loans - both the minimums and maximums

Equity release Property Types

Find out how the type of property you own could affect your chances of getting approved for an equity release loan

Equity release in Scotland

Living in Scotland and want to find out about equity release? This comprehensive guide will tell you everything you need to know and how to apply

Equity release in the event of a death

Find out what happens with repaying your equity release loan after you or your partner dies. How the debt is repaid and what happens to your property.

Equity release with a mortgage

Can you apply for an equity release loan if you still have a mortgage on the property? Find out all you need to know in this guide.

Home Reversion Plans

This guide outlines everything you need to know about home reversion plans and why lifetime mortgages are the recommended option by both brokers and lenders

Equity release - how much can be released?

How much equity can you release from your house? Find out all you need to know, including what happens if you want to sell your house in this article.

Equity release and Interest Only

Everything you need to know about interest-only equity release loans - how they work and why this could be the best option for you.

Equity release and early repayment

Can you pay back your equity release loan early? Find out more about this and if it’s recommended in this comprehensive guide to repayment

FCA Disclaimer

*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms that are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.

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