Anyone with a family of their own will no doubt want to make sure they’d be financially secure if the main breadwinner was unable to work or, in the worst-case scenario, pass away. This is where family protection insurance comes in.
From life insurance to income protection cover, the independent financial advisors we work with can help you find the right protection for your family, based on their needs and circumstances.
Income protection insurance helps out with regular payouts if you're unable to work due to illness or injury. The experts we work with can help you find the right policy.
Knowing your family is covered by life insurance if you were to pass away can give you peace of mind. The advisors we work with can help you find the right cover.
Family Income Benefit
Family income benefit was once a government benefit, but it’s now a type of life insurance that pays regular tax-free income to your family if you were to die during the term.
Critical Illness Cover
Critical illness cover pays a lump sum if you’re diagnosed with a medical condition or disability listed in the policy, helping you out when you’re at your most vulnerable.
Whole of Life Insurance
Many life insurance policies offer cover for a limited period, but whole of life insurance is guaranteed to pay out to your beneficiaries no matter how long you live.
With long-term disability insurance, you will be covered in the event of an illness, injury or accident leaving you unable to work for a prolonged period.
Higher-Risk Life Insurance
The advisors we work with can introduce you to life insurance providers who specialise in higher-risk customers and offer them more favourable premiums and deals.