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        Online Money Advisor Blog

        Here, our team sets the record straight on money matters, offers helpful tips about everything from mortgages to pensions, and delivers the latest news from across the finance industry.
        0330 822 0505
        Market Update: What Mortgage Rates Are Available Right Now?
        Mortgage Rates

        Market Update: What Mortgage Rates Are Available Right Now?

        The Bank Of England’s (BofE) current policy of raising its base rate to combat inflation shows no signs of changing any time in the near future. Despite this,...

        Mike Whitehead

        Written by: Mike Whitehead

        April 14, 2023
        Are Remortgage Rates Higher if You’re Releasing Equity?
        Mortgage Rates

        Are Remortgage Rates Higher if You’re Releasing Equity?

        Unlocking the capital you’ve been building up in a property is a common reason to remortgage, but what effect does releasing equity have on your interest rate...

        Mark Langshaw

        Written by: Mark Langshaw

        April 13, 2023
        Should You Use Cash Savings To Pay Down Your Mortgage?
        Savings

        Should You Use Cash Savings To Pay Down Your Mortgage?

        Sitting on a large pot of cash savings is quite an enviable position to be in these days, and if you’re pondering how best to utilise this liquidity then it�...

        Mike Whitehead

        Written by: Mike Whitehead

        April 6, 2023
        What To Do If You’re in Mortgage Arrears
        Bad Credit

        What To Do If You’re in Mortgage Arrears

        Being in debt of any kind can be stressful and this is especially true of mortgage arrears. In the worst case scenarios, this form of adverse credit can pose a ...

        Mark Langshaw

        Written by: Mark Langshaw

        April 3, 2023
        How Does Stamp Duty Work For First-Time Buyers
        Stamp Duty

        How Does Stamp Duty Work For First-Time Buyers

        Stamp duty land tax (SDLT) – a tax you pay when you purchase property or land – can feel quite daunting to figure out, particularly if you’re a fi...

        Mike Whitehead

        Written by: Mike Whitehead

        March 29, 2023
        Is a Tracker Rate Mortgage the Best Option In 2023?
        Interest Rates

        Is a Tracker Rate Mortgage the Best Option In 2023?

        With all the uncertainty currently surrounding the market it can be hard to know what is the best route to take for anyone either wanting a mortgage to buy a ho...

        Mike Whitehead

        Written by: Mike Whitehead

        March 29, 2023
        Bank Of England Base Rates Rise to 4.25%
        Interest Rates

        Bank Of England Base Rates Rise to 4.25%

        At the latest meeting of its Monetary Policy Committee held today (23rd March 2023), the Bank Of England (BofE) has yet again reached the decision, by a majorit...

        Mike Whitehead

        Written by: Mike Whitehead

        March 23, 2023
        What The Spring Budget Means For Pensions
        Pensions

        What The Spring Budget Means For Pensions

        In his first spring budget since becoming Chancellor of the Exchequer last Autumn, Jeremy Hunt has announced today (15th March 2023) a number of significant cha...

        Mike Whitehead

        Written by: Mike Whitehead

        March 15, 2023
        How to Kill Off Credit Card Debt Fast
        Debts

        How to Kill Off Credit Card Debt Fast

        While using a credit card responsibly can help you to build up your credit score, protect you from fraud, and give you additional consumer rights, letting the d...

        Pete Mugleston

        Written by: Pete Mugleston

        March 6, 2023
        5 Top Tips To Improve Your Credit Score
        Credit Score

        5 Top Tips To Improve Your Credit Score

        Whether it’s for a mortgage, the purchase of a car on finance, a business loan or phone contract, your credit score plays a key role in your application’s s...

        Pete Mugleston

        Written by: Pete Mugleston

        March 3, 2023
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        FCA Disclaimer

        *Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us as well as any of our own are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

        Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.