Mike Whitehead
Content Editor
Mike is our content editor responsible for assembling all articles, guides and blogs that appear on the website. Prior to joining Online Money Advisor, Mike enjoyed a long career in financial services with a global bank both in the U.K and internationally.
He’s also a published author along with working as a freelance writer for a number of media outlets at regional and national level.
Latest posts
Market Update: What Mortgage Rates Are Available Right Now?
The Bank Of England’s (BofE) current policy of raising its base rate to combat inflation shows no signs of changing any time in the near future. Despite this,...
Written by: Mike Whitehead
April 14, 2023
Should You Use Cash Savings To Pay Down Your Mortgage?
Sitting on a large pot of cash savings is quite an enviable position to be in these days, and if you’re pondering how best to utilise this liquidity then it�...
Written by: Mike Whitehead
April 6, 2023
How Does Stamp Duty Work For First-Time Buyers
Stamp duty land tax (SDLT) – a tax you pay when you purchase property or land – can feel quite daunting to figure out, particularly if you’re a fi...
Written by: Mike Whitehead
March 29, 2023
Is a Tracker Rate Mortgage the Best Option In 2023?
With all the uncertainty currently surrounding the market it can be hard to know what is the best route to take for anyone either wanting a mortgage to buy a ho...
Written by: Mike Whitehead
March 29, 2023
Bank Of England Base Rates Rise to 4.25%
At the latest meeting of its Monetary Policy Committee held today (23rd March 2023), the Bank Of England (BofE) has yet again reached the decision, by a majorit...
Written by: Mike Whitehead
March 23, 2023
What The Spring Budget Means For Pensions
In his first spring budget since becoming Chancellor of the Exchequer last Autumn, Jeremy Hunt has announced today (15th March 2023) a number of significant cha...
Written by: Mike Whitehead
March 15, 2023
Can a Mortgage Broker Get You a Better Deal?
The recent rises in the Bank Of England base rate have meant that, now more than ever, anyone who’s looking at remortgaging, or moving house in the near f...
Written by: Mike Whitehead
February 23, 2023
FCA Disclaimer
*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us as well as any of our own are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.