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        Mike Whitehead

        Mike is our content editor responsible for assembling all articles, guides and blogs that appear on the website. Prior to joining Online Money Advisor, Mike enjoyed a long career in financial services with a global bank both in the U.K and internationally.

        He’s also a published author along with working as a freelance writer for a number of media outlets at regional and national level.

        Recent Posts

        Market Update: What Mortgage Rates Are Available Right Now?

        Market Update: What Mortgage Rates Are Available Right Now?

        The Bank Of England’s (BofE) current policy of raising its base rate to combat inflation shows no signs of changing any time in the near future. Despite this,...
        Mortgage Rates

        Written by: Mike Whitehead

        April 14, 2023

        Should You Use Cash Savings To Pay Down Your Mortgage?

        Should You Use Cash Savings To Pay Down Your Mortgage?

        Sitting on a large pot of cash savings is quite an enviable position to be in these days, and if you’re pondering how best to utilise this liquidity then it�...
        Savings

        Written by: Mike Whitehead

        April 6, 2023

        How Does Stamp Duty Work For First-Time Buyers

        How Does Stamp Duty Work For First-Time Buyers

        Stamp duty land tax (SDLT) – a tax you pay when you purchase property or land – can feel quite daunting to figure out, particularly if you’re a fi...
        Stamp Duty

        Written by: Mike Whitehead

        March 29, 2023

        Is a Tracker Rate Mortgage the Best Option In 2023?

        Is a Tracker Rate Mortgage the Best Option In 2023?

        With all the uncertainty currently surrounding the market it can be hard to know what is the best route to take for anyone either wanting a mortgage to buy a ho...
        Interest Rates

        Written by: Mike Whitehead

        March 29, 2023

        Bank Of England base rates rise to 4.25%

        Bank Of England base rates rise to 4.25%

        At the latest meeting of its Monetary Policy Committee held today (23rd March 2023), the Bank Of England (BofE) has yet again reached the decision, by a majorit...
        Interest Rates

        Written by: Mike Whitehead

        March 23, 2023

        What The Spring Budget Means For Pensions

        What The Spring Budget Means For Pensions

        In his first spring budget since becoming Chancellor of the Exchequer last Autumn, Jeremy Hunt has announced today (15th March 2023) a number of significant cha...
        Pensions

        Written by: Mike Whitehead

        March 15, 2023

        Can a Mortgage Broker Get You a Better Deal?

        Can a Mortgage Broker Get You a Better Deal?

        The recent rises in the Bank Of England base rate have meant that, now more than ever, anyone who’s looking at remortgaging, or moving house in the near f...
        Mortgage Broker

        Written by: Mike Whitehead

        February 23, 2023

        FCA Disclaimer

        *Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms that are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

        Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.