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        Online Money Advisor Blog

        Here, our team sets the record straight on money matters, offers helpful tips about everything from mortgages to pensions, and delivers the latest news from across the finance industry.
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        What Type Of Insurance You’ll Need If You’re Starting A Business

        What Type Of Insurance You’ll Need If You’re Starting A Business

        If you’re considering setting up your own business, insurance is one of the most commonly overlooked areas. Although this topic is an afterthought for some, i...

        George Sweeney

        Written by: George Sweeney

        March 3, 2023

        Top 5 Reasons Your Mortgage Application Could Be Declined

        Top 5 Reasons Your Mortgage Application Could Be Declined

        Getting turned down for a mortgage is never fun. It can leave you feeling stressed, disappointed and frustrated. Unfortunately, it happens all the time. In fact...

        Pete Mugleston

        Written by: Pete Mugleston

        March 3, 2023

        Will Interest Rates Go Down In 2023?

        Will Interest Rates Go Down In 2023?

        After raising the base rate in June 2023, the Bank of England indicated that further rate rises would be necessary if inflationary pressures persisted. Although...

        Lee Jevon

        Written by: Lee Jevon

        March 2, 2023

        How Soon Should You Start Thinking About Your Pension?

        How Soon Should You Start Thinking About Your Pension?

        Are you wondering when to start paying into a pension? Well, the short answer is as soon as possible! Many people assume that a pension is something you only ne...

        Jo Middleton

        Written by: Jo Middleton

        February 24, 2023

        Can a Mortgage Broker Get You a Better Deal?

        Can a Mortgage Broker Get You a Better Deal?

        The recent rises in the Bank Of England base rate have meant that, now more than ever, anyone who’s looking at remortgaging, or moving house in the near f...

        Mike Whitehead

        Written by: Mike Whitehead

        February 23, 2023

        What To Do If You Can’t Pay Your Energy Bills

        What To Do If You Can’t Pay Your Energy Bills

        With the current cost of living crisis and a continuing rise in energy prices, you may find yourself in a position where this contributes to a squeeze on your f...

        George Sweeney

        Written by: George Sweeney

        February 3, 2023

        How Could Rising Interest Rates Affect The Rental Market?

        How Could Rising Interest Rates Affect The Rental Market?

        Rising interest rates are likely to result in higher mortgage payments for landlords on variable buy-to-let mortgages. While those on fixed term deals may see n...

        Lee Jevon

        Written by: Lee Jevon

        February 3, 2023

        Should You Take a Fixed-Rate Energy Deal?

        Should You Take a Fixed-Rate Energy Deal?

        The energy situation here in the UK continues to be a cause for concern for many people. All the changes, ongoing commentary, and confusion are leading many bil...

        George Sweeney

        Written by: George Sweeney

        February 3, 2023

        What Are The Benefits Of Rising Interest Rates?

        What Are The Benefits Of Rising Interest Rates?

        Interest rate rises are generally considered bad for homeowners – particularly those who have large mortgages. But rate increases are a tactic used by the Ban...

        Lee Jevon

        Written by: Lee Jevon

        February 3, 2023

        Best Savings Account Rates

        Best Savings Account Rates

        Interest rate rises may not be globally popular if you have a mortgage, but they do provide an opportunity to maximise your savings. But what are the best savin...

        Lee Jevon

        Written by: Lee Jevon

        February 3, 2023

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        FCA Disclaimer

        *Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us as well as any of our own are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

        Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.