Mortgage Expert, MD
Pete, an expert in all things mortgages, cut his teeth right in the middle of the credit crunch. With plenty of people needing help and few mortgage providers lending, Pete found great success in going the extra mile to find mortgages for people whom many others considered lost causes. The experience he gained, coupled with his love of helping people reach their goals, led him to establish Online Mortgage Advisor, with one clear vision – to help as many customers as possible get the right advice, regardless of need or background.
Pete’s presence in the industry as the ‘go-to’ for specialist finance continues to grow, and he is regularly cited in and writes for both local and national press, as well as trade publications, with a regular column in Mortgage Introducer and being the exclusive mortgage expert for LOVEMoney. Pete also writes for OMA of course!
Whether you’re looking to buy your first home in Northern Ireland or purchase another one there, you’ll want to know you’re securing the best interest rat...
Written by: Pete Mugleston
May 16, 2023
Some UK lenders don’t provide mortgages on properties located in Scotland. So, it can be frustrating for Scottish buyers to see a rate advertised online that ...
Written by: Pete Mugleston
May 16, 2023
If you’re heading towards retirement (or are already retired), you’re probably wondering what the best mortgage interest rates and deals look like for older...
Written by: Pete Mugleston
May 16, 2023
Offset mortgages account for around 3% of all mortgages and are only offered by a handful of lenders. They’re often not widely advertised and are instead soug...
Written by: Pete Mugleston
May 16, 2023
Whether you’re a first time buyer looking for an entry level home or are selling a property to buy a larger new build, you’ll want to be sure you’re getti...
Written by: Pete Mugleston
May 16, 2023
Looking for a cheap commercial mortgage can be frustrating. It’s difficult to compare commercial mortgage rates online because this type of lenders in this se...
Written by: Pete Mugleston
May 16, 2023
The government’s shared ownership scheme is a great way to get on the property ladder if you’re on a low income or only have a small deposit, but how do you...
Written by: Pete Mugleston
May 16, 2023
Whether you’re buying your first home or remortgaging, your loan-to-value (LTV) ratio is crucial as it influences the interest rate you’ll pay, and therefor...
Written by: Pete Mugleston
May 16, 2023
If you’re planning to remortgage a buy-to-let (BTL) property, it’s well worth understanding what current interest rates and mortgage deals look like in the ...
Written by: Pete Mugleston
May 16, 2023
When you’re buying a property as a holiday let, using a likely mortgage rate to help budget is useful. Here, we look at the average rate you could secure for ...
Written by: Pete Mugleston
May 16, 2023
*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us as well as any of our own are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.
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