Updated: April 17, 2024
Part-and-Part Mortgage Calculator
Need to work out the repayments on a part-and-part mortgage? You can find a calculator for this and access specialist advice about these products in this article.
No impact on your credit score
If you have, or are planning to take out, a mortgage that is part interest-only and part repayment – or a part-and-part mortgage, as they’re commonly known – it can be difficult to work out what your monthly repayments will be. That’s why we created this specialist part-and-part mortgage calculator to do the working out for you. Give it a try below…
Part and Part Mortgage Calculator
This calculator will work out what your mortgage payments will be on an agreement that’s part interest only and part capital repayment. Simply enter the full loan amount and the portion of the debt that will be interest only, along with the interest rate and term length, and our calculator will do the rest.
Monthly Repayments:
Monthly Interest Payments:
Monthly Total Payments:
Now that you have a rough idea of what your monthly repayments could look like, speak to a mortgage broker to find out how much they could help you save each month and overall.
The following topics are covered below...
How this calculator works
Unlike most mortgage repayment calculators, this one allows you to work out the monthly cost of a part-and-part mortgage. Simply enter the monetary amount of your mortgage that will be interest-only and the portion that will be repayment, along with the term length and interest rate, and the tool will do the rest.
The results will break down the total capital repayments and interest payments you’ll be making each month, as well as reveal the grand total of these two amounts.
Get Started with a Broker
Maximise your chance of approval with specialist advice from a mortgage expert
What are the benefits of it?
Aside from being specially designed for people with, or interested in, part-and-part mortgages, there are a number of benefits to using this calculator to work out your repayments, such as…
- The calculations can give you a rough idea of the mortgage you’d get before you start the application process.
- They can help you plan ahead and budget.
- You can compare the results to repayment figures for other mortgage types, such as interest-only and capital repayment.
Although this mortgage calculator is a great starting point, the limitations of all online mortgage calculators apply. The results it returns will not be bespoke to you and the deals you qualify for might come with higher or lower repayments than these.
For personalised calculations and bespoke advice about what to do after you’ve run the numbers, get in touch so we can match you with a broker who specialises in part-and-part mortgages.
Our Broker-Matching Service Guaranteed!
We want you to have complete confidence in our service, and get the best chance of securing your mortgage. We guarantee to get your mortgage approved where others can’t – or we’ll give you £100*
Why use Online Money Advisor?
After you’ve gotten an idea of what your mortgage repayments look like, we recommend using our free broker-matching service so you can be paired with a mortgage advisor who specialises in arranging part-and-part agreements.
Not only can they add context to your mortgage calculations, their knowledge, experience and lenders contacts will boost your chances of landing the best part-and-part mortgage deal available.
Call 0808 189 0463 or make an enquiry and we’ll match you with a part-and-part mortgage specialist today.
Ask Us A Question
We can help! We know everyone's circumstances are different, that's why we work with mortgage brokers who are experts in Interest Only Mortgages Ask us a question and we'll get the best expert to help.
Pete Mugleston
Mortgage Expert, MD
About the author
Pete, an expert in all things mortgages, cut his teeth right in the middle of the credit crunch. With plenty of people needing help and few mortgage providers lending, Pete found great success in going the extra mile to find mortgages for people whom many others considered lost causes. The experience he gained, coupled with his love of helping people reach their goals, led him to establish Online Mortgage Advisor, with one clear vision – to help as many customers as possible get the right advice, regardless of need or background.
Pete’s presence in the industry as the ‘go-to’ for specialist finance continues to grow, and he is regularly cited in and writes for both local and national press, as well as trade publications, with a regular column in Mortgage Introducer and being the exclusive mortgage expert for LOVEMoney. Pete also writes for OMA of course!
