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        Updated: April 12, 2024

        Considering an ISA?

        ISAs are a great way to grow your money and, as it’s such a great way, the government limits the amount you can save up to £20k each tax year.

        The great news is, you can still benefit from investing a smaller lump sum or by saving regular monthly amounts if you don’t have that amount stuffed under the mattress!

        No impact on your credit score

        Your ISA Choices

        The financial advisors we work with are experts when it comes to ISAs and they can help you make the right investments.

        Investment ISAs

        • 100% tax-free growth
        • Wide choice of investment options
        • Lump sum or regular payments, up to 20k
        • Higher potential returns than Cash ISAs

        Lifetime ISAs, or LISAs

        • For savers between 18-39
        • 100% tax-free
        • Lump sum or regular payments, up to £4k
        • 25% bonus from the government

        Junior ISAs

        • Save to help your children in the future
        • Lump sum or regular payments, up to £4,368
        • 100% tax-free lump sum when kids reach 18
        • Useful for uni fees, house deposit

        There are a number of ISAs on the market so there’s definitely one to suit you, whether you simply want to save regularly for a rainy day, invest a lump sum, or have a specific purpose in mind such as kids uni fees, or saving for a house deposit sometime in the future. Whilst we’ve listed the main ones above, the expert advisors we work with will recommend the best for your requirements.

        Ask a quick question

        We can help! We know everyone's circumstances are different, that's why we work with brokers who are experts in ISAs. Ask us a question and we'll get the best expert to help.

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        FCA Disclaimer

        *Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms that are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

        Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.