Brokers for Private Medical Insurance
If you’re looking to take out private medical insurance, it can be immensely helpful to have a specialist broker on the case. We work with some of the most highly rated private medical insurance brokers in the UK, and we can put you in touch with an advisor who can get to work on finding the best deal for you and your family right away.
Over 4,000,000 people have private medical insurance in the UK and with growing pressure on the NHS, this figure could be set to rise. You might think that buying private health care insurance would be easy, but with multiple providers each offering varying levels of cover for different prices, it can get a little confusing.
In this guide, we’ll cover a few of the different ways that you can buy private health insurance, and explain how the brokers we work with can help you to help find the best deal.
Ready to find a health insurance plan that works for you? Contact us today if you’d like us to match you up with a private health insurance advisor.
What do private medical insurance brokers do?
Their job is to find out exactly what it is you need from your private medical insurance as well as your budget expectations and any other preferences, and then source the best insurance companies on the market. This may include some policies that aren’t available to the general public.
The problem is, some private health insurance specialists don’t have access to the whole of the market and this can limit your choices of insurance providers. Fortunately, the expert advisors we work with are all whole-of-market brokers, so you won’t miss out on any hidden deals.
What type of private medical insurance broker should I use?
Another issue that many people face when trying to find the most affordable deal is that some private health insurance consultants and agencies work on a commission basis, with ties to a select few companies.
Brokers having relationships with insurance companies can, in some circumstances, lead to a good deal, however, it could result in you missing out on a lower price elsewhere.
To avoid this, we recommend that you work with a trusted broker that will compare all of the private health insurance companies in the UK. Don’t hesitate to get in touch if you’d like to have a free, initial conversation with no obligations with the option of a referral to a suitable expert.
Should I use a comparison site to find private health care insurance?
If you’ve ever searched for medical insurance, you’ll probably be aware of the many comparison sites that are available. Online tools like these can be useful for quick quotes but they don’t always provide the most reliable estimates.
In order to provide fast quotes, many online comparison sites are set to standard criteria that doesn’t necessarily reflect your circumstances. After all, not every person looking for medical insurance is an 18-year-old, non-smoker without any health issues.
In fact, often there can be discrepancies between the information and price stated by the site and the price paid by the policyholder after they have provided their personal information.
Because of this, it can be a good idea to contact an insurance broker that specialises in private medical insurance. They’ll be able to look at your circumstances and compare the numerous options that may be available to you, in order to provide you with an accurate quote.
Are cheaper quotes always the best option?
Price is a factor considered heavily by many looking for private health insurance and some consultants incorrectly suggest to customers that they should opt for the lowest price.
Cheaper monthly premiums can be appealing but be cautious and always check the terms and conditions of the insurance contract ahead of signing.
A lower price can often result in a reduced amount of cover which may not be the best option for you, especially if you have a pre-existing medical condition and need your policy to pay out for specific treatments or care.
Finding the most affordable medical cover can take time and frustratingly, price is just one factor that needs to be considered when searching for the best cover for you.
With a busy lifestyle and a growing “to-do list”, many people chose to work with a private medical insurance broker who can take this time-consuming task off their hands.
Where can I find the best private health insurance specialist?
We work hard to find you the best medical insurance advisors and we chose to work solely with trained professionals with a proven track record for success.
The private medical insurance brokers that we work with have access to hundreds of providers across the UK and we can even put you in touch with international brokers, to find you a wider range of deals.
Contact an expert private health insurance broker
If you’re considering taking out private medical insurance, seek specialist guidance to ensure you find the most suitable type of cover for your individual circumstances.
The private health insurance specialists that we work with will be happy to accommodate your needs either via a direct appointment or over the phone.
For private medical insurance advice that you can depend on, contact us on 0808 189 0463 or make an enquiry.