If you run your own company or trade as one, it’s always a good idea to protect your professional interests with the right business insurance policy.
This is an umbrella term that includes a wide range of products, from key person cover to construction insurance, and the independent financial advisors we work with can help you choose the best policy for a professional with your needs and requirements.
Business protection insurance is an umbrella term that refers to a raft of protection products aimed at businesses, from relevant life cover to key person insurance.
Relevant Life Cover
With relevant life cover you can provide tax-efficient death in service benefits for your staff or even cover yourself with the firm’s proceeds.
Shareholder Protection Insurance
Shareholder protection provides capital to buy out a fellow shareholder if they were to die or leave your firm through illness
If you own a buy-to-let property, standard home insurance won’t cover you against many of the risks that come with renting to tenants, but landlord insurance will.
Key Person Insurance
Key Person insurance can give your firm a financial safety net if a business-critical member of staff was to pass away or fall critically ill
Directors insurance can help protect senior management against costly legal problems which might arise while carrying out their official duties
Working on a construction project? Construction insurance can protect you against the risks involved in building a scheme or a commercial renovation project.
Group Income Protection
Group income protection insurance can help your firm deal with the loss of a key employee by covering their income for a set period of time