Finance Expert
Tony has worked in a vastly diverse array of areas in the pensions industry for over 20 years. Tony regularly writes for trade press, usually on topical and pensions pieces as well as acting as a judge at prestigious national events.
Tony is also a highly qualified Independent Financial Adviser in his own right. His mantra has always been “Hope for the best, but plan for the worst”, and believes that the biggest impact that an adviser can have on a client’s life journey is to take them on a journey from generally having little or no real idea of what their retirement will look like, to giving them the understanding of what their retirement looks like now, then helping them navigate a path to what they want their retirement to be.
If you think transferring the savings in your pension pot into a drawdown account is the right move for you, it’s time to consider the practicalities. In this...
Written by: Tony Stevens
March 6, 2023
Many people have enrolled into pension schemes in previous job roles, but have forgotten to combine the funds when switching employer (or didn’t realise they ...
Written by: Tony Stevens
December 2, 2022
If you’re looking at what options you have with your retirement savings, you might be exploring the possibility of a pension transfer. However, before you mak...
Written by: Tony Stevens
December 2, 2022
We all know we should be making more provisions for retirement, but with so many savings and pension options to choose from, it can feel difficult to know where...
Written by: Tony Stevens
December 2, 2022
Being self-employed can be both thrilling and terrifying. Full responsibility for your cash flow, clients, and productive output lies with you. But in between t...
Written by: Tony Stevens
December 2, 2022
Want to put more into your pension? Salary sacrifice could be for you. Salary sacrifice schemes (also known as ‘salary exchange’ schemes) are an increasing...
Written by: Tony Stevens
December 2, 2022
If you need to take money out of your pension because you’re approaching retirement, you may want to consider pension drawdown. The rules around pension drawd...
Written by: Tony Stevens
December 1, 2022
To provide a simple explanation and definition of pension annuities along with the key information you need to know, we’ve put together this comprehensive UK ...
Written by: Tony Stevens
December 1, 2022
There are dozens of pension providers in the UK offering self-invested personal pensions (SIPPs). Though all SIPPs share certain features, each one can be sligh...
Written by: Tony Stevens
January 27, 2020
The advisors we work with are experts when it comes to property and pensions, and will be able to guide you through the process with the right advice. In this a...
Written by: Tony Stevens
December 12, 2019
*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us as well as any of our own are fully qualified to provide mortgage advice and work only for firms who are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.
Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.
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