Updated: April 25, 2022

Second Charge Mortgages

A wealth of information about second charge mortgages across an extensive range of articles

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A second charge mortgage could be an option if you need to borrow more against a property you own and cannot, or would prefer not to, remortgage.

You’d essentially have two mortgages to pay if you took out one of these loans, so be sure to do your research first. Take a look through our articles below to find out everything you need to know about second charge mortgages and how a broker can help you with them.

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FCA Disclaimer

*Based on our research, the content contained in this article is accurate as of the most recent time of writing. Lender criteria and policies change regularly so speak to one of the advisors we work with to confirm the most accurate up to date information. The information on the site is not tailored advice to each individual reader, and as such does not constitute financial advice. All advisors working with us are fully qualified to provide mortgage advice and work only for firms that are authorised and regulated by the Financial Conduct Authority. They will offer any advice specific to you and your needs.

Some types of buy to let mortgages are not regulated by the FCA. Think carefully before securing other debts against your home. As a mortgage is secured against your home, it may be repossessed if you do not keep up with repayments on your mortgage. Equity released from your home will also be secured against it.

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